The following changes to compulsory repayments for study and training support loans are now in effect from 1 July 2025:

• The minimum repayment income needed to make a compulsory repayment has increased to $67,000 (from $54,435 in 2024–25).
• Compulsory repayments have moved to a marginal repayment system. They are only calculated on income above $67,000 (instead of the total repayment income). See the latest Study and training loan repayment thresholds and rates.

If your repayment income is $179,286 or more, your compulsory repayment will continue to be 10% of your total repayment income. You will not be worse off because of the shift to marginal rates.

These rates and thresholds (other than $179,286) will be indexed each year in line with average weekly earnings.

Source: Australian Taxation Office